Two Wheeler Loan

Owning a two-wheeler is a practical solution for navigating city traffic efficiently. It helps you reach your destination faster, save time, and enhance your productivity throughout the day.

However, purchasing a two-wheeler often involves financial planning. This is where HDB Financial Services supports you with tailored Two-Wheeler Loan solutions to meet your needs. We offer competitive interest rates, flexible repayment tenure, and additional benefits such as low down payment options, a bike loan EMI calculator to help you plan your finances.

Applying for an instant two-wheeler loan online with HDB Financial Services is fast, easy, and hassle-free.

Take advantage of exciting offers today—visit your nearest dealer showroom and connect with an HDB Financial Services representative for more details.

While planning to purchase a two-wheeler vehicle comes with financial constraints. Here, HDB Financial Services plays a vital role by providing Two-wheeler loan to meet your financial needs. We give you the best two-wheeler loan interest rate and flexible repayment tenure. Take advantage of our additional offerings such as low-down payment, bike loan EMI calculator. Applying for an instant two-wheeler loan online at HDB Financial Services is a quick and convenient process.

Lots of exciting offers await you. Visit your nearest dealer showroom and contact HDB sales representative.

Terms & Conditions apply.

Use our Bike Loan EMI Calculator to plan your repayment effectively.


Calculate your Loan EMI instantly


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Availing a bike loan or scooter loan will offer you the following benefits:

Apply for an online two-wheeler loan or visit your nearest HDB Financial Services branch to avail the best offer based on your financial profile.

  • Loan value up to 95% of the on-road price of a two-wheeler

    At HDB Financial Services, we offer financing of up to 95% of the on-road price of your selected motorcycle or scooter helping you manage your finances more efficiently.

  • Attractive Interest Rates  

    Our two-wheeler loans come with competitive and customized interest rates, tailored to suit your financial needs and repayment capacity.

  • Flexible Repayment Tenure

    Choose a repayment tenure ranging from 12 to 60 months, allowing you to repay your loan comfortably through manageable EMIs. Use our Bike Loan EMI Calculator to estimate your monthly instalments in advance.

  • Hassle  Free Documentation Process

    Enjoy a smooth and paperless application process. Simply upload soft copies of the required documents, and get started with minimal paperwork and quick approvals.

  • Quick Processing and Speedy Disbursal

    Once your documentation and eligibility are verified, your two-wheeler loan is processed and disbursed swiftly so you can take home your bike or scooter without unnecessary delays.

  • Easy Repayment

    We ensure that your bike loan repayment process is smooth and free from financial burden. Based on your documentation and financial profile, you can opt for flexible EMIs that meet your financial needs. 

  • Convenient EMI Options

    We offer flexible EMI options to make repayment stress-free. Based on your financial profile, you can choose an EMI plan that aligns with your budget and cash flow.

  • Applicant should be a resident of India.
  • Minimum Age: 21 years.
  • Applicant should be Salaried/ Self-Employed.
  • Applicant must not exceed 58 years at end of loan tenure (for Salaried), 60 years at end of loan tenure (for Govt. Salaried) & 65 years at end of loan tenure (for Self-Employed).
  • Maximum Loan Amount: Rs. 5 Lacs for Salaried & Self Employed Individuals.
  • Repayment Tenure: 6 to 48 months for Salaried & Self Employed Individuals.
  • Minimum net take home Salary of Rs.10,000/- per month for salaried applicants.
  • Minimum ITR of Rs.1.20 lakhs annually for Self Employed applicants.

  • Proof of Identity & Address Proof (Any One)
    • Passport / Voter's ID / Driving License / PAN Card* / Aadhaar Card or Proof of possession of Aadhaar number (on Voluntary basis).
    • Utility Bill (Any One within last 3 months). 
  • Income Proof: (Applicable for Income proof program)
    • Salaried: Latest Salary slip / Last 3 months Bank Statement reflecting Salary credits / Latest Form 16 / Latest ITR.
    • Self-Employed: Latest ITR / Latest Tax Challan with ITS 2 / Latest Sales Tax Return / Latest Audited Certified Reports / TDS Certificate for same FY.

Note: Document requirements mandate will be as per policy guidelines.

Take the next step & manage your immediate financial needs now.

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How to apply for a Two Wheeler Loan from HDB Financial Services

The loan application procedure for an instant two-wheeler loan is very simple. You can apply from any of the following options:

    1. Visit our 'Apply Now' section

    1. Visit our 'Apply Now' section

  • Step 1: Enter your mobile number and verify it by entering the OTP (One-Time Password) sent to your phone.
  • Step 2: Fill in the Personal details.
  • Step 3: Once Your Two Wheeler loan application is submitted, a representative will get in touch with you shortly.

  • 2. Apply via ‘HDB OnTheGo’ App

    Download the ‘HDB OnTheGo’ app from the Play Store or App Store to experience a seamless personal loan journey.

  • Step 1: Open the app and enter your mobile number
  • Step 2: Verify using the OTP received
  • Step 3: Tap on ‘Apply for New Loan’ or ‘Pre-Approved Loans’ (if eligible)
  • Step 4: Fill in required details – loan amount, purpose, PAN and employment information
  • Step 5: Upload KYC documents and income proof (as applicable)
  • Step 6: Submit your application for instant processing

  • Enjoy a fully digital and paperless loan experience. Pre-approved users can get loans with minimal documentation and instant disbursal.

    3. Visit the Nearest Branch

    Prefer face-to-face assistance? Visit your nearest HDB Financial Services branch and speak to our Two Wheeler loan representative for personalized support.

    4. Apply by Phone

    Call our customer support team on +91-4442984541 and apply for an Instant Two Wheeler Loan.

*HDB Financial Services Ltd. may use the services of various agents on its behalf for the purpose of sales and marketing for HDB’s products and services.

*Terms and conditions apply, based on applicant's eligibility and financial profile.

Two Wheeler Loan FAQs

HDB Financial Services offers financing for both new and used two-wheelers, including motorcycles and scooters.
You can apply for a two wheeler loan whenever you're ready to make the purchase but prefer to spread out the cost over time. This allows you to bring your desired vehicle home without a large initial payment, making it more accessible.
Salaried as well as self-employed individuals can apply for bike finance online from HDB Financial Services.
Abiding by the motto of #ReimaginingOpportunities, we value your financial requirements & offer an instant two-wheeler loan with the following advantages -
  • Attractive interest rates
  • Flexible repayment tenure
  • Hassle - free documentation process
  • Quick processing and speedy disbursal
  • Easy repayment
  • Road side assistance
You can apply for a two-wheeler loan online anytime and from anywhere, without needing to visit a branch. This process saves you time and effort. Once your application is accepted, our representative will promptly reach out to assist you further.
You can avail a bike or scooter of your choice by availing a two wheeler loan amount up to 95% of the on-road price of the vehicle value.
You can track the status of your bike loan or scooter loan application by either of following ways -
  • Click on 'My Account' on the website. Enter the DOB or PAN number & verify your mobile number with an OTP.
  • Using 'HDB - OnTheGo' android mobile app.
  • Use our chatbot 'Ask Priya' on our website.
  • Write to us at customer.support@hdbfs.com.
  • Visit the nearest HDB Financial Services branch. You can locate here.
Loan approval is based on factors such as your creditworthiness, income stability, existing liabilities, and other internal eligibility criteria.
You can pay the two wheeler loan EMI through ACH (Automated Clearing House). If you wish to avail the ACH facility, please contact your nearest branch or write to us at customer.support@hdbfs.com or raise a service request from our mobile app "HDB- OnTheGo".
Yes, foreclosure and part-prepayment charges are applicable. You can prepay your loan anytime during the tenure. For detailed information on charges, please refer to the ‘Interest Rates & Charges’ section on the HDB Financial Services website.
HDB Financial Services offers auto loan services across various cities in India. To check availability in your city, please use the branch locator on the HDB Financial Services website.

Click here to apply for the best two wheeler loan now!