Two Wheeler Loan
Owning a two-wheeler is a practical solution for navigating city traffic efficiently. It helps you reach your destination faster, save time, and enhance your productivity throughout the day.
However, purchasing a two-wheeler often involves financial planning. This is where HDB Financial Services supports you with tailored Two-Wheeler Loan solutions to meet your needs. We offer competitive interest rates, flexible repayment tenure, and additional benefits such as low down payment options, a bike loan EMI calculator to help you plan your finances.
Applying for an instant two-wheeler loan online with HDB Financial Services is fast, easy, and hassle-free.
Take advantage of exciting offers today—visit your nearest dealer showroom and connect with an HDB Financial Services representative for more details.
While planning to purchase a two-wheeler vehicle comes with financial constraints. Here, HDB Financial Services plays a vital role by providing Two-wheeler loan to meet your financial needs. We give you the best two-wheeler loan interest rate and flexible repayment tenure. Take advantage of our additional offerings such as low-down payment, bike loan EMI calculator. Applying for an instant two-wheeler loan online at HDB Financial Services is a quick and convenient process.
Lots of exciting offers await you. Visit your nearest dealer showroom and contact HDB sales representative.
Terms & Conditions apply.
Use our Bike Loan EMI Calculator to plan your repayment effectively.
Calculate your Loan EMI instantly
Availing a bike loan or scooter loan will offer you the following benefits:
Apply for an online two-wheeler loan or visit your nearest HDB Financial Services branch to avail the best offer based on your financial profile.
Loan value up to 95% of the on-road price of a two-wheeler
At HDB Financial Services, we offer financing of up to 95% of the on-road price of your selected motorcycle or scooter helping you manage your finances more efficiently.
Attractive Interest Rates
Our two-wheeler loans come with competitive and customized interest rates, tailored to suit your financial needs and repayment capacity.
Flexible Repayment Tenure
Choose a repayment tenure ranging from 12 to 60 months, allowing you to repay your loan comfortably through manageable EMIs. Use our Bike Loan EMI Calculator to estimate your monthly instalments in advance.
Hassle Free Documentation Process
Enjoy a smooth and paperless application process. Simply upload soft copies of the required documents, and get started with minimal paperwork and quick approvals.
Quick Processing and Speedy Disbursal
Once your documentation and eligibility are verified, your two-wheeler loan is processed and disbursed swiftly so you can take home your bike or scooter without unnecessary delays.
Easy Repayment
We ensure that your bike loan repayment process is smooth and free from financial burden. Based on your documentation and financial profile, you can opt for flexible EMIs that meet your financial needs.
Convenient EMI Options
We offer flexible EMI options to make repayment stress-free. Based on your financial profile, you can choose an EMI plan that aligns with your budget and cash flow.
- Applicant should be a resident of India.
- Minimum Age: 21 years.
- Applicant should be Salaried/ Self-Employed.
- Applicant must not exceed 58 years at end of loan tenure (for Salaried), 60 years at end of loan tenure (for Govt. Salaried) & 65 years at end of loan tenure (for Self-Employed).
- Maximum Loan Amount: Rs. 5 Lacs for Salaried & Self Employed Individuals.
- Repayment Tenure: 6 to 48 months for Salaried & Self Employed Individuals.
- Minimum net take home Salary of Rs.10,000/- per month for salaried applicants.
- Minimum ITR of Rs.1.20 lakhs annually for Self Employed applicants.
- Proof of Identity & Address Proof (Any One)
- Passport / Voter's ID / Driving License / PAN Card* / Aadhaar Card or Proof of possession of Aadhaar number (on Voluntary basis).
- Utility Bill (Any One within last 3 months).
- Income Proof: (Applicable for Income proof program)
- Salaried: Latest Salary slip / Last 3 months Bank Statement reflecting Salary credits / Latest Form 16 / Latest ITR.
- Self-Employed: Latest ITR / Latest Tax Challan with ITS 2 / Latest Sales Tax Return / Latest Audited Certified Reports / TDS Certificate for same FY.
Note: Document requirements mandate will be as per policy guidelines.
Take the next step & manage your immediate financial needs now.

How to apply for a Two Wheeler Loan from HDB Financial Services
The loan application procedure for an instant two-wheeler loan is very simple. You can apply from any of the following options:
- Step 1: Enter your mobile number and verify it by entering the OTP (One-Time Password) sent to your phone.
- Step 2: Fill in the Personal details.
- Step 3: Once Your Two Wheeler loan application is submitted, a representative will get in touch with you shortly.
- Step 1: Open the app and enter your mobile number
- Step 2: Verify using the OTP received
- Step 3: Tap on ‘Apply for New Loan’ or ‘Pre-Approved Loans’ (if eligible)
- Step 4: Fill in required details – loan amount, purpose, PAN and employment information
- Step 5: Upload KYC documents and income proof (as applicable)
- Step 6: Submit your application for instant processing
2. Apply via ‘HDB OnTheGo’ App
Download the ‘HDB OnTheGo’ app from the Play Store or App Store to experience a seamless personal loan journey.
Enjoy a fully digital and paperless loan experience. Pre-approved users can get loans with minimal documentation and instant disbursal.
3. Visit the Nearest Branch
Prefer face-to-face assistance? Visit your nearest HDB Financial Services branch and speak to our Two Wheeler loan representative for personalized support.
4. Apply by Phone
Call our customer support team on +91-4442984541 and apply for an Instant Two Wheeler Loan.
*HDB Financial Services Ltd. may use the services of various agents on its behalf for the purpose of sales and marketing for HDB’s products and services.
*Terms and conditions apply, based on applicant's eligibility and financial profile.
Two Wheeler Loan FAQs
- Attractive interest rates
- Flexible repayment tenure
- Hassle - free documentation process
- Quick processing and speedy disbursal
- Easy repayment
- Road side assistance
- Click on 'My Account' on the website. Enter the DOB or PAN number & verify your mobile number with an OTP.
- Using 'HDB - OnTheGo' android mobile app.
- Use our chatbot 'Ask Priya' on our website.
- Write to us at customer.support@hdbfs.com.
- Visit the nearest HDB Financial Services branch. You can locate here.
Click here to apply for the best two wheeler loan now!