-
This Onam Get An Assured Gift on Availing Car LoansLogin to be done during the offer period only
-
Unfold the future with Samsung Galaxy Foldables! Pre-reserve your Galaxy Foldable today & unlock exclusive benefits up to Rs.5999*
-
Shop the latest iPhone 16 Now live with HDBFS
-
Apple Watch Series 10 Available Now live with HDBFS
-
No Cost EMI on Apple Products Now get your favorite Apple products with No Cost EMI Schemes
-
Instant Personal Loan Get an Instant Personal Loan now for upto Rs. 25 Lakhs!
-
Instant Pre-approved Offers Apply for Pre-approved loans in just 5 mins with Zero documentation!
-
HDB ontheGo App One application to view & manage your loan account & also apply for new loan
-
This Onam Get An Assured Gift on Availing Car LoansLogin to be done during the offer period only
-
Unfold the future with Samsung Galaxy Foldables! Pre-reserve your Galaxy Foldable today & unlock exclusive benefits up to Rs.5999*
-
Shop the latest iPhone 16 Now live with HDBFS
-
Apple Watch Series 10 Available Now live with HDBFS
-
No Cost EMI on Apple Products Now get your favorite Apple products with No Cost EMI Schemes
-
Instant Personal Loan Get an Instant Personal Loan now for upto Rs. 25 Lakhs!
-
Instant Pre-approved Offers Apply for Pre-approved loans in just 5 mins with Zero documentation!
-
HDB ontheGo App One application to view & manage your loan account & also apply for new loan
- Home
-
About Us
-
Products
- Hot Offers NEW
- Blogs
-
Investors
-
Customer Services
- Careers
-
CSR
Call Us
+91 44 42984541(Charges Applied)10.00am-6.00pm, Mon-Fri (Excluding Holidays)
Follow Us
Apply NowPurchasing a bike on EMI is a simple process that takes not more than a few minutes! There are only a few important things to know and steps to follow, including:
Availing a bike loan or scooter loan will offer you the following benefits:
Apply for an online two-wheeler loan or visit your nearest HDB Financial Services branch to avail the best offer based on your financial profile.
Loan value up to 95% of the on-road price of a two-wheeler
At HDB Financial Services, we offer financing of up to 95% of the on-road price of your selected motorcycle or scooter helping you manage your finances more efficiently.
Attractive Interest Rates
Our two-wheeler loans come with competitive and customized interest rates, tailored to suit your financial needs and repayment capacity.
Flexible Repayment Tenure
Choose a repayment tenure ranging from 6 to 48 months, allowing you to repay your loan comfortably through manageable EMIs. Use our Bike Loan EMI Calculator to estimate your monthly instalments in advance.
Hassle Free Documentation Process
Enjoy a smooth and paperless application process. Simply upload soft copies of the required documents, and get started with minimal paperwork and quick approvals.
Quick Processing and Speedy Disbursal
Once your documentation and eligibility are verified, your two-wheeler loan is processed and disbursed swiftly so you can take home your bike or scooter without unnecessary delays.
Easy Repayment
We ensure that your bike loan repayment process is smooth and free from financial burden. Based on your documentation and financial profile, you can opt for flexible EMIs that meet your financial needs.
Convenient EMI Options
We offer flexible EMI options to make repayment stress-free. Based on your financial profile, you can choose an EMI plan that aligns with your budget and cash flow.
- Applicant should be a resident of India.
- Minimum Age: 21 years.
- Applicant should be Salaried/ Self-Employed.
- Applicant must not exceed 58 years at end of loan tenure (for Salaried), 60 years at end of loan tenure (for Govt. Salaried) & 65 years at end of loan tenure (for Self-Employed).
- Maximum Loan Amount: Rs. 5 Lacs for Salaried & Self Employed Individuals.
- Repayment Tenure: 6 to 48 months for Salaried & Self Employed Individuals.
- Minimum net take home Salary of Rs.10,000/- per month for salaried applicants.
- Minimum ITR of Rs.1.20 lakhs annually for Self Employed applicants.
- Proof of Identity & Address Proof (Any One)
- Passport / Voter's ID / Driving License / PAN Card* / Aadhaar Card or Proof of possession of Aadhaar number (on Voluntary basis).
- Utility Bill (Any One within last 3 months).
- Income Proof: (Applicable for Income proof program)
- Salaried: Latest Salary slip / Last 3 months Bank Statement reflecting Salary credits / Latest Form 16 / Latest ITR.
- Self-Employed: Latest ITR / Latest Tax Challan with ITS 2 / Latest Sales Tax Return / Latest Audited Certified Reports / TDS Certificate for same FY.
Note: Document requirements mandate will be as per policy guidelines.
Take the next step & manage your immediate financial needs now.
Apply on
whatsapp
How to apply for a Two Wheeler Loan from HDB Financial Services
The loan application procedure for an instant two-wheeler loan is very simple. You can apply from any of the following options:
- Step 1: Enter your mobile number and verify it by entering the OTP (One-Time Password) sent to your phone.
- Step 2: Fill in the Personal details.
- Step 3: Once Your Two Wheeler loan application is submitted, a representative will get in touch with you shortly.
- Step 1: Open the app and enter your mobile number
- Step 2: Verify using the OTP received
- Step 3: Tap on ‘Apply for New Loan’ or ‘Pre-Approved Loans’ (if eligible)
- Step 4: Fill in required details – loan amount, purpose, PAN and employment information
- Step 5: Upload KYC documents and income proof (as applicable)
- Step 6: Submit your application for instant processing
2. Apply via ‘HDB OnTheGo’ App
Download the ‘HDB OnTheGo’ app from the Play Store or App Store to experience a seamless personal loan journey.
Enjoy a fully digital and paperless loan experience. Pre-approved users can get loans with minimal documentation and instant disbursal.
3. Visit the Nearest Branch
Prefer face-to-face assistance? Visit your nearest HDB Financial Services branch and speak to our Two Wheeler loan representative for personalized support.
4. Apply by Phone
Call our customer support team on +91-4442984541 and apply for an Instant Two Wheeler Loan.
- Understanding EMI
- Checking Eligibility
- Calculating EMI
- Applying for a loan
Before beginning the process for a loan application, it is important to know which bike you wish to buy! Below, you can find some of the best options that suit your needs.
Check Top Branded Bikes Availble on Lowest EMI
If you are planning to obtain a loan for a bike, here are some of the best brands and models you can choose from:
Choose Top Selling Bajaj Bikes
1. Bajaj Platina 100: A strong EMI bike option, the Bajaj Platina 100 is one of the most affordable bikes available in the market.
Price: Rs. 70,017 (approx.)
Capacity: 102 cc
Max Power: 5.8 kW (7.9 PS) @ 7500 rpm
Mileage: 70 Kmpl
2. Bajaj Pulsar 150: The Bajaj Pulsar 150 is an extremely popular model.
Price: Rs. 1,20,000 (approx.)
Engine: 149.5 cc
Max Power: 10.3 kW (14 PS) @ 8500 rpm
Mileage: 47 Kmpl
3. Bajaj Pulsar NS 125: Known for its great handling, great mileage, and unique design.
Price: Rs. 1,06,000(approx.)
Engine: 124.5 cc
Max Power: 11.99 PS @ 8500 rpm
Mileage: 65 Kmpl
Get Best Selling Yamaha Bikes
1. Yamaha YZF R15 V3: Yamaha model has caught the eye of the young and is often spotted at trendy spots in big cities!
Price: Rs. 1,65,000 (approx.)
Engine: 155 cc
Max Power: 14.2 kW (18.6 PS) @ 10,000 rpm
Mileage: 40 Kmpl
2. Yamaha MT 15 – Containing many features and a unique sense of style, the Yamaha MT 15 is a high-rated bike in the market.
Price: Rs. 1,70,000 (approx.)
Engine: 155 cc
Max Power: 13.6 kW @ 10,000 RPM
Mileage: 48 Kmpl
3. Yamaha FZ-FI V3: This model offers power and robust manoeuvrability.
Price: Rs. 1,13,700 (approx.)
Engine: 149 cc
Max Power: 12.4 PS @ 7250 rpm
Mileage: 49.3 Kmpl
Shop Best Selling Hero Bikes
1. Hero Glamour: It has a reputation for being stable on bad terrains and is a cost-effective bike to maintain, making it a safe option for novices.
Price: Rs. 98,000 (approx.)
Engine: 125 cc
Max Power: 8 kW @ 7500 rpm
Mileage: 55 Kmpl
2. Hero Splendor Plus: The Hero Splendor Plus is a good option to buy as a bike on EMI. It is as affordable as the Bajaj Platina 100 and is incredibly fuel-efficient.
Price: Rs. 75,000 (approx.)
Engine: 97 cc
Max Power: 5.9 kW @ 8000 rpm
Mileage: 70 Kmpl
3. Hero Passion XTEC: It is affordable and has a terrific design.
Price: Rs. 82,000 (approx.)
Engine: cc
Max Power: 9.15 PS @ 7500 rpm
Mileage: 56 Kmpl
CONCLUSION
Obtaining a loan for a bike has never been easier. If you are looking for the best and most affordable EMI bike loan conditions and services, visit our page on two-wheeler loans: Best Two Wheeler Loan Online| Upto 95% of On-Road Price- HDBFS.
Take the next step & manage your immediate financial needs now.
Apply Now with whatsapp