Salaried Personal Loan
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Salaried Personal Loan
Whether you’re planning a home makeover, upgrading to the latest gadgets, funding your child’s education, or covering wedding expenses, a Salaried Personal Loan from HDB Financial Services is a quick and reliable way to meet your short-term financial goals.
Designed specifically for salaried individuals, this loan offers:
- No collateral requirement – 100% unsecured loan
- Flexible repayment tenure – Tailored EMI options to suit your income
- Attractive interest rates – Competitive rates to ensure affordability
- Minimal documentation – Quick and hassle-free paperwork
- Fast approval & disbursal – Funds directly credited in a short time
- Digital application process – Apply anytime, anywhere online
- Dedicated customer support – Assistance from application to disbursal
Our loan solutions are simple, flexible, and built to offer maximum value for your hard-earned income. From application to receiving your funds, we ensure a seamless, transparent experience.
A quick Salaried Personal Loan from HDB Financial Services is the one-stop solution for any employed individual seeking financial assistance. With our bouquet of offerings, we ensure that your changing needs are met with tailor-made repayment solutions. Our solutions are smart, simple, and flexible, which is what makes us stand apart—ensuring that you get the best possible value for your hard-earned money. Experience a hassle-free documentation process, quick processing & speedy loan disbursal.
Our team is well equipped to ensure that you have the smoothest journey from application to getting your funds in hand.
Apply for an instant Salaried Personal Loan online at HDB Financial Services.
Calculate your Loan EMI instantly
Here are some benefits of availing a Salaried Personal Loan from HDB Financial Services:
Salaried Personal Loan up to Rs. 20 Lakh
Based on your eligibility, you can easily get Salaried Personal Loans up to Rs. 20 Lakh. At HDB Financial Services, we try to match your financial requirements.
Attractive Interest Rates
Get the advantage of best low interest Salaried Personal Loans from HDB Financial Services. These attractive interest rates are specially customised based on your need and repaying capacity.
Flexible Repayment Tenure
HDB Financial Services offers repayment tenure ranging from 12 to 60 months when availing a Salaried Personal Loan.You can pay the EMIs without any worry or financial burden.
Hassle Free Documentation Process
Experience minimal and quick documentation with our Salaried Personal Loan application process. When you apply for a Salaried Personal Loan online, the entire process is paperless and all you need to do is upload soft copy of the documents to get you started.
Quick Processing and Speedy Disbursal
Based on your documentation & eligibility, the loan amount gets approved instantly & quickly disbursed to your bank account.
No Collateral or Guarantors Required
Being an unsecured loan, there is no requirement to submit any collateral or guarantor stand-ins to get a Salaried Personal Loan.
Apply for an instant Salaried Personal Loan online or visit your nearest HDB Financial Services branch to avail the best offer based on your financial profile.
Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:
Eligibility Criteria
- Minimum age of applicant: 21 years.
- Maximum age of applicant at loan maturity: 60 years (Or retirement, whichever is earlier) (65 years for Government Employees. Conditions Apply).
- Minimum employment: Minimum 1 year in employment with minimum 1-month salary credit in the current organisation.
- Minimum Net Monthly Income: ₹ 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹ 15,000 for All Other Locations.
Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:
Documents required:
- Proof of Identity & Address Proof: Passport / Voters ID / Driving License / PAN Card / Aadhaar or Proof of possession of Aadhaar number (no Voluntary basis) / Photo Image / Job card issued by NREGA duly signed by an officer of the State Government / Letter issued by the National Population Register containing details of name and address / Any one utility bill (electricity, telephone, post-paid mobile, piped gas, or water) dated within the last two months. Registered Rental Agreement / Letter of allotment of accommodation from employer / Leave and license agreements with employers allotting official accommodation.
- Date of Birth Proof: Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth.
- Bank Statements: Latest statements / Bank passbook (updated within 90 days).
- Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.
Take the next step & manage your immediate financial needs now.
Apply on WhatsAppHow to apply for a Salaried Personal Loan from HDB Financial Services
The loan application procedure for a Salaried Personal Loan is very simple. You can apply from any of the following options:
- Step 1: Enter your mobile number and verify it by entering the OTP (One-Time Password) sent to your phone.
- Step 2: Provide your occupation and KYC details.
- Step 3: Upload the required documents securely online.
- Step 4: Once Your Salaried Personal loan application is submitted, a representative will get in touch with you shortly.
- Step 1: Open the app and enter your mobile number
- Step 2: Verify using the OTP received
- Step 3: Tap on ‘Apply for New Loan’ or ‘Pre-Approved Loans’ (if eligible)
- Step 4: Fill in required details – loan amount, purpose, PAN and employment information
- Step 5: Upload KYC documents and income proof (as applicable)
- Step 6: Submit your application for instant processing
2. Apply via ‘HDB OnTheGo’ App
Download the ‘HDB OnTheGo’ app from the Play Store or App Store to experience a seamless personal loan journey.
Enjoy a fully digital and paperless loan experience. Pre-approved users can get loans with minimal documentation and instant disbursal.
3. Visit the Nearest Branch
Prefer face-to-face assistance? Visit your nearest HDB Financial Services branch and speak to our Salaried Personal loan representative for personalized support.
4. Apply by Phone
Call our customer support team on +91-4442984541 and apply for a Salaried Personal Loan.
*HDB Financial Services Ltd. may use the services of various agents on its behalf for the purpose of sales and marketing for HDB’s products and services.
*Terms and conditions apply, based on applicant's eligibility and financial profile.
Salaried Personal Loan FAQs
- Medical emergencies
- Debt consolidation
- Home renovations
- Travel plans
- Wedding expenses
- Educational pursuits
- Purchasing gadgets or appliances
- Attractive interest rates
- Flexible repayment tenures ranging from 12 to 60 months
- No requirement for collateral or guarantors
- Hassle-free and paperless documentation process
- Quick loan processing and prompt disbursal
- Flexible EMI options
- Pre-approved loan offers via the ‘HDB OnTheGo’ app
- Responsive customer service support
- Visit the 'My Account' section on the HDB Financial Services website, enter your Date of Birth or PAN number, and verify your mobile number via OTP.
- Use the ‘HDB OnTheGo’ mobile application.
- Write to us at customer.support@hdbfs.com.
- Visit the nearest HDB Financial Services branch. Click here to locate
Loan approval is contingent upon several factors, including:
- Your creditworthiness
- CIBIL score
- Eligibility criteria
- Internal policies and qualifications set by HDB Financial Services
- Contact your nearest HDB Financial Services branch.
- Email at: customer.support@hdbfs.com.
- Submit a service request via the ‘HDB OnTheGo’ app.
Click here to apply for the best Salaried Personal Loan!
