Lifestyle Product Loan
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Lifestyle Product Loan
Fulfill your aspirations and upgrade your lifestyle with a Lifestyle Product Loan from HDB Financial Services. Whether you want to buy a high-end laptop, give your home a makeover, or own that designer watch you’ve always desired, our loan is here to help you achieve it.
With our Lifestyle Product Loan, you can purchase luxury items like high-end furniture, gadgets, cooking ranges, and more, without worrying about funding. Enjoy attractive interest rates and the convenience of securing the loan without needing to pledge any collateral.
Apply for an instant Lifestyle Product Loan online at HDB Financial Services or visit your nearest HDBFS partner store to learn more.
Apply for an instant Lifestyle Product Loan online at HDB Financial Services or visit your nearest HDBFS partner store and avail the best offer based on your financial profile.
Here are some benefits of availing a Lifestyle Personal Loan from HDB Financial Services.
Lifestyle Product Loan up to ₹5 Lakh
You can avail a Lifestyle Product Loan of up to ₹5 Lakh. With this, you can choose to either fund one product or even multiple products and upgrade your entire lifestyle. No questions asked.
Attractive Interest Rates
No more worrying about interest rates while purchasing your products on loan. HDB Financial Services provides you with customised Lifestyle Product Loans with attractive interest rates based on your eligibility and repaying capacity.
Flexible Repayment Tenure
A flexible repayment tenure ranging from 3 to 24 months ensures that your monthly budget does not suffer. This gives you the freedom to buy the product without any repayment stress.
No Collateral or Guarantors Required
Being an unsecured loan, there is no requirement to submit any collateral or guarantor stand-ins to avail a lifestyle product loan. All you need to do is share your details to know your eligibility and initiate your application instantly.
Hassle – Free Documentation Process
Experience a minimal and quick documentation with our quick lifestyle product loan application process. When you apply for a lifestyle product loan online, the entire process is paperless and all you need to do is upload soft copy of the documents to get you started.
Quick Processing and Speedy Disbursal
Based on your documentation & eligibility, the loan amount gets processed and approved instantly. The amount is quickly disbursed to the dealer's bank account from whom you purchased the lifestyle product.
Applicant should be minimum 21 years of age and should be a resident of India.
Identity & Address Proof - Standard KYC like PAN Card, Aadhaar Card or Proof of possession of Aadhaar number (on voluntary basis), Driving License, Voters ID, Utility Bill like Electricity bill, Post-paid/Landline bill which is not more than two months old.
Bank account statement / passbook (updated within 90 days).
Passport size photo.
Take the next step & manage your immediate financial needs now.
Apply on WhatsAppHow to apply for a Lifestyle product loanfrom HDB Financial Services
The loan application procedure for a Lifestyle Product Loan is very simple. You can apply from any of the following options:
- Step 1: Enter your mobile number and verify it by entering the OTP (One-Time Password) sent to your phone.
- Step 2: Fill in the Personal details.
- Step 3: Once your Lifestyle Product Loan application is submitted, a representative will get in touch with you shortly.
- Step 1: Open the app and enter your mobile number
- Step 2: Verify using the OTP received
- Step 3: Tap on ‘Apply for New Loan’ or ‘Pre-Approved Loans’ (if eligible)
- Step 4: Fill in required details – loan amount, purpose, PAN and employment information
- Step 5: Upload KYC documents and income proof (as applicable)
- Step 6: Submit your application for instant processing
2. Apply via ‘HDB OnTheGo’ App
Download the ‘HDB OnTheGo’ app from the Play Store or App Store to experience a seamless personal loan journey.
Enjoy a fully digital and paperless loan experience. Pre-approved users can get loans with minimal documentation and instant disbursal.
3. Visit the Nearest Branch
Prefer face-to-face assistance? Visit Your Nearest HDB Financial Services Branch and speak to our Lifestyle Product loan representative for personalized support.
4. Apply by Phone
Call our customer support team on +91-4442984541 and apply for an Instant Lifestyle Product Loan.
5. Visit your nearest HDBFS partner store to find out more.
*HDB Financial Services Ltd. may use the services of various agents on its behalf for the purpose of sales and marketing for HDB’s products and services.
*Terms and conditions apply, based on applicant's eligibility and financial profile.
Lifestyle Product Loan FAQs
- Attractive Interest Rates: Customized based on your eligibility and repayment capacity.
- Flexible Repayment Tenure: Choose a tenure that suits your financial situation.
- No Collateral or Guarantors Required: Unsecured loan for your convenience.
- Hassle-Free Documentation Process: Minimal paperwork for a smooth experience.
- Quick Loan Processing & Speedy Disbursal: Fast approval and disbursal to meet your needs promptly.
- Flexible EMI Options: Choose EMI plans that fit your budget.
- Pre-Approved Loans & Existing Offers: Access exclusive offers through our ‘HDB On the Go’ app.
- Instant Customer Service Support: Assistance whenever you need it.
Applying online offers the convenience of:
- Applying from anywhere, anytime, without visiting a branch.
- Instantly knowing the loan amount you can avail based on your eligibility and documentation.
- Click on 'My Account' on the website. Enter the DOB or PAN number & verify your mobile number with an OTP.
- Use the 'HDB- OnTheGo' app.
- Write to us at customer.support@hdbfs.com.
- Visit the nearest HDB Financial Services branch.You can locate here.
The loan may be sanctioned based on:
- Your creditworthiness.
- Your CIBIL Score.
- Your eligibility and other internal terms and qualifications.
Click here to apply for the best Lifestyle product loan now!
