Blogs

In the current economic scenario, marked by rising geopolitical tensions and fluctuating market conditions, financial stability has become more important than ever.

As March 2025 draws near, the clock is ticking for anyone looking to make last-minute moves that could impact their tax return.

Applying for and availing of a loan is easier than ever, and there are multiple options to choose from.

Most of us will need a loan at some point in our lives, and that's okay. In fact, loans are valuable financial tools that can help build a better future when used carefully.

The Union Budget 2025 has set the stage for India's economic trajectory, with a clear focus on strengthening the manufacturing sector, fostering business expansion, and enabling financial inclusion. For borrowers and lenders alike, budget announcements play a significant role in shaping the lending environment, influencing interest rates, and determining access to credit.

Loans are the go-to solution for your immediate financial requirements. There is a growing trend in the recent years in loan disbursement.

We live in a world where loans are accessible at the click of a button, making it easy to find a lender. However, finding the right lender can be a real challenge. Regardless of why you require financing, you must choose a lender that aligns with your financial goals and offers a smooth, transparent, and reliable borrowing experience. Here’s a guide to help you navigate the lending landscape and select the ideal lender for your needs.

At HDB Financial Services, we understand the importance of adapting to the new-age digital world around us. We have proven our commitment to staying ahead of the curve by becoming the first NBFC to implement the National Payments Corporation of India’s (NPCI) e-KYC Setu system. This groundbreaking achievement marks a new era of customer onboarding. With e-KYC Setu, we combine speed, security, and ease, ensuring a seamless experience for all customers.

We all understand the importance of financial planning. It enables you to enjoy stability and achieve all your goals. However, even the best-laid plans can go awry. Without realising it, we might make some basic financial mistakes that can derail our progress. Here’s our guide to the top financial planning mistakes to avoid.

In today’s digital world, individuals can access loans and other financial products through smartphone applications. The convenience of one-click approvals and instant loans has led to people creating fake lending apps to prey on unsuspecting borrowers. You can become an informed lender and protect yourself from such fraudulent apps with our guide on verifying app transactions and keeping your information safe.

Many Indians rely on loans to help them meet various goals. From purchasing a two-wheeler to buying necessary home appliances, a loan empowers you to achieve your aspirations. After your loan gets approved, you have to consider your repayment schedule. You must pay an Equated Monthly Instalment (EMI) as decided between you and your lender. Delaying your EMI payment can lead to serious financial consequences. Let’s understand this better!

This HDBFS blog will help our readers to understand the importance of good credit score, enabling access to better financial opportunities and lower borrowing costs. Click now to read more in detail!

In September 2023, Prime Minister Narendra Modi launched a key scheme for the craftsmen and artisans. Named, PM Vishwakarma Yojana, the scheme has a total outlay of Rs 13,000 Crores

If you are planning to take a loan, then it is important for you to know the concept of ROI and APR. A clear understanding of these terms will empower you to compare between lenders and various loan offerings

If you are planning to take a loan, then it is important for you to know the concept of ROI and APR. A clear understanding of these terms will empower you to compare between lenders and various loan offerings