Digital Product Loan
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Digital Product Loan
In today’s world, digital products like smartphones, laptops, DSLR cameras, printers, and more have become essential items in our daily lives. However, the high cost of these products can often be a barrier for those looking to buy them. Don’t let this stop you from upgrading your tech!
With a Digital Product Loan from HDB Financial Services, you can easily fund your digital product needs. Our loan process involves minimal documentation and quick disbursal, ensuring that you don’t have to delay purchasing your next product due to cost concerns.
Apply for an instant Digital Product Loan now or visit your nearest HDBFS partner store to learn more.
Here are the benefits of obtaining a Digital Product Loan from HDB Financial Services.
No Cost EMI and Low Down Payments*
Purchasing a digital product can be expensive, but HDB Financial Services offers Digital Product Loans with No-Cost EMI and low down payment* options. This makes it easier for you to purchase the digital product you need without financial strain.
Easy Repayment Options
We ensure that your repayment process is simple and hassle-free. Our easy repayment options and convenient EMIs allow you to manage your loan comfortably and make the most of our digital product loan offerings.
Minimal Documentation
The process of applying for a digital product loan is designed to be quick and efficient. With minimal documentation, our paperless online application lets you get started by simply uploading soft copies of the required documents.
Instant Approvals
With our instant approval process, you no longer have to wait to buy your desired smartphone, tablet, or sound system. We ensure a stress-free loan application process, allowing you to make your purchase immediately.
Zero Security Deposit
Our unsecured digital product loan means there is no need for a security deposit or collateral, making the loan process easy and convenient for you.
Apply for an instant Digital Product Loan now or visit your nearest HDBFS partner store to avail the best offer based on your financial profile.
To qualify, salaried and self-employed customers need to be between the ages of 18 and 60
Identity & Address Proof - Standard KYC like PAN Card, Aadhaar Card or Proof of possession of Aadhaar number (on Voluntary basis), Driving License, Voters ID, Utility Bill like Electricity bill, Post-paid/Landline bill which is not more than two months old.
Bank account statement / passbook (updated within 90 days).
Passport size photo (Optional as photos are clicked at Point Of Sale).
Take the next step & manage your immediate financial needs now.
Apply on WhatsApp
How to apply for a Digital Product Loan from HDB Financial Services
The loan application procedure for a Digital Product Loan very is simple. You can apply from any of the following options:
- Step 1: Enter your mobile number and verify it by entering the OTP (One-Time Password) sent to your phone.
- Step 2: Fill in the Personal details.
- Step 3: Once Your Digital Product loan application is submitted, a representative will get in touch with you shortly.
- Step 1: Open the app and enter your mobile number
- Step 2: Verify using the OTP received
- Step 3: Tap on ‘Apply for New Loan’ or ‘Pre-Approved Loans’ (if eligible)
- Step 4: Fill in required details – loan amount, purpose, PAN and employment information
- Step 5: Upload KYC documents and income proof (as applicable)
- Step 6: Submit your application for instant processing
2. Apply via ‘HDB OnTheGo’ App
Download the ‘HDB OnTheGo’ app from the Play Store or App Store to experience a seamless personal loan journey.
Enjoy a fully digital and paperless loan experience. Pre-approved users can get loans with minimal documentation and instant disbursal.
3. Visit the Nearest Branch
Prefer face-to-face assistance? Visit your nearest
HDB Financial Services branch and speak to our Digital Product loan representative for personalized support.
4. Apply by Phone
Call our customer support team on +91-4442984541 and apply for an Instant Digital Product Loan.
5. Visit your nearest HDBFS partner store to find out more.
*HDB Financial Services Ltd. may use the services of various agents on its behalf for the purpose of sales and marketing for HDB’s products and services.
Digital Product Loan FAQs
- No Cost EMI
- Flexible repayment tenure
- No collateral or guarantors required
- Hassle-free documentation process.
- Quick loan processing & speedy disbursal
- Flexible EMI options.
- Pre-approved loans & existing offers on our ‘HDB-OnTheGo’ app
- Instant customer service support .
Applying online allows you to:
- Apply from anywhere and anytime without visiting a branch.
- Instantly know the loan amount you can avail based on your eligibility and documentation.
- Click on 'My Account' on the website. Enter the DOB or PAN number & verify your mobile number with an OTP.
- Use the 'HDB- OnTheGo' android mobile app.
- Use our chatbot 'Ask Priya' on our website.
- Write to us at customer.support@hdbfs.com.
- Visit the nearest HDB Financial Services branch You can locate here.
*Terms and conditions apply, based on applicant's eligibility and financial profile.
*All offers are from the sellers.
