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  • Own Samsung Galaxy F17 5G With EMI Starting at Rs.1209*

  • Cashback offers on Iphone 17 Pro Cashback offers upto Rs. 5,100*

  • Cashback offers on Apple Watch Series 11Cashback offer Upto Rs. 3,100*

  • Cashback offers on Airpods Pro 3Cashback offer upto Rs 2,100*

  • This Onam Get An Assured Gift on Availing Car LoansLogin to be done during the offer period only

  • Unfold the future with Samsung Galaxy Foldables! Pre-reserve your Galaxy Foldable today & unlock exclusive benefits up to Rs.5999*

  • Shop the latest iPhone 16 Now live with HDBFS

  • Apple Watch Series 10 Available Now live with HDBFS

  • No Cost EMI on Apple Products Now get your favorite Apple products with No Cost EMI Schemes

  • Instant Personal Loan Get an Instant Personal Loan now for upto Rs. 25 Lakhs!

  • Instant Pre-approved Offers Apply for Pre-approved loans in just 5 mins with Zero documentation!

  • HDB ontheGo App One application to view & manage your loan account & also apply for new loan

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12
  • Own Samsung Galaxy F17 5G With EMI Starting at Rs.1209*

  • Cashback offers on Iphone17 Pro Cashback offers upto Rs. 5,100*

  • Cashback offers on Apple Watch Series 11Cashback offer Upto Rs. 3,100*

  • Cashback offers on Airpods Pro 3Cashback offer upto Rs 2,100*

  • This Onam Get An Assured Gift on Availing Car LoansLogin to be done during the offer period only

  • Unfold the future with Samsung Galaxy Foldables! Pre-reserve your Galaxy Foldable today & unlock exclusive benefits up to Rs.5999*

  • Shop the latest iPhone 16 Now live with HDBFS

  • Apple Watch Series 10 Available Now live with HDBFS

  • No Cost EMI on Apple Products Now get your favorite Apple products with No Cost EMI Schemes

  • Instant Personal Loan Get an Instant Personal Loan now for upto Rs. 25 Lakhs!

  • Instant Pre-approved Offers Apply for Pre-approved loans in just 5 mins with Zero documentation!

  • HDB ontheGo App One application to view & manage your loan account & also apply for new loan

Wearing a smartwatch is no longer just about having a mini-computer on your wrist. It’s a style statement, a fitness companion, and a personal assistant rolled into one. With the best smartwatches available online in 2024, you can elevate your everyday look while enjoying cutting-edge technology at your fingertips. We have a wide range of options available with varied smartwatch prices. So, choosing the best options can be challenging. Therefore, considering some vital factors is indispensable.

Here are the benefits of obtaining a Digital Product Loan from HDB Financial Services.

  • No Cost EMI and Low Down Payments*

    Purchasing a digital product can be expensive, but HDB Financial Services offers Digital Product Loans with No-Cost EMI and low down payment* options. This makes it easier for you to purchase the digital product you need without financial strain.

  • Easy Repayment Options

    We ensure that your repayment process is simple and hassle-free. Our easy repayment options and convenient EMIs allow you to manage your loan comfortably and make the most of our digital product loan offerings.

  • Minimal Documentation

    The process of applying for a digital product loan is designed to be quick and efficient. With minimal documentation, our paperless online application lets you get started by simply uploading soft copies of the required documents.

  • Instant Approvals

    With our instant approval process, you no longer have to wait to buy your desired smartphone, tablet, or sound system. We ensure a stress-free loan application process, allowing you to make your purchase immediately.

  • Zero Security Deposit

    Our unsecured digital product loan means there is no need for a security deposit or collateral, making the loan process easy and convenient for you.

Apply for an instant Digital Product Loan now or visit your nearest HDBFS partner store to avail the best offer based on your financial profile.

To qualify, salaried and self-employed customers need to be between the ages of 18 and 60

Identity & Address Proof - Standard KYC like PAN Card, Aadhaar Card or Proof of possession of Aadhaar number (on Voluntary basis), Driving License, Voters ID, Utility Bill like Electricity bill, Post-paid/Landline bill which is not more than two months old.

Bank account statement / passbook (updated within 90 days).

Passport size photo (Optional as photos are clicked at Point Of Sale).

Take the next step & manage your immediate financial needs now.

Apply Now Apply Now  Apply on WhatsApp
How to apply for a Digital Product Loan from HDB Financial Services

The loan application procedure for a Digital Product Loan very is simple. You can apply from any of the following options:

    1. Click on 'Apply Now' section

    1. Click on'Apply Now' section

  • Step 1: Enter your mobile number and verify it by entering the OTP (One-Time Password) sent to your phone.
  • Step 2: Fill in the Personal details.
  • Step 3: Once Your Digital Product loan application is submitted, a representative will get in touch with you shortly.
  • 2. Apply via ‘HDB OnTheGo’ App

    Download the ‘HDB OnTheGo’ app from the Play Store or App Store to experience a seamless personal loan journey.

  • Step 1: Open the app and enter your mobile number
  • Step 2: Verify using the OTP received
  • Step 3: Tap on ‘Apply for New Loan’ or ‘Pre-Approved Loans’ (if eligible)
  • Step 4: Fill in required details – loan amount, purpose, PAN and employment information
  • Step 5: Upload KYC documents and income proof (as applicable)
  • Step 6: Submit your application for instant processing

  • Enjoy a fully digital and paperless loan experience. Pre-approved users can get loans with minimal documentation and instant disbursal.


    3. Visit the Nearest Branch

    Prefer face-to-face assistance? Visit your nearest HDB Financial Services branch and speak to our Digital Product loan representative for personalized support.

    4. Apply by Phone

    Call our customer support team on +91-4442984541 and apply for an Instant Digital Product Loan.

    5. Visit your nearest HDBFS partner store to find out more.

*HDB Financial Services Ltd. may use the services of various agents on its behalf for the purpose of sales and marketing for HDB’s products and services.

Top Brand Smart Watches in India

The smart watch price varies greatly depending on the brand and features. Among the top brands that have managed to carve a niche for themselves in the digital market are Apple, Google, and Coros. These brands offer a range of branded smart watches tailored to fit different needs and preferences.

Different Types of Smart Watches Available in India

From fitness-focused models to ones designed for extreme outdoor activities, a wide array of smartwatches are available in India. Some are compatible only with specific operating systems, while others work across platforms. If you are looking for a smartwatch low price, you might want to consider options that offer basic functionality.

Top Selling Smartwatches List in India

Apple Watch Series 9: Features & Specs

The Apple Watch Series 9 has overtaken the world with its sleek design and impressive features. This watch offers robust health and fitness tracking capabilities, making it a favourite among fitness enthusiasts.

  • Display: 44mm or 40mm case size
  • OS: watchOS 8
  • Battery Life: Up to 18 hours
  • Water Resistance: Up to 50 meters
  • Health Features: Blood Oxygen app, ECG app, high and low heart rate notifications

Apple Watch Ultra 2: Features & Specs

The Apple Watch Ultra 2 is a step up from its predecessor, offering enhanced durability and advanced health features. This watch is particularly loved by outdoor enthusiasts for its robust build.

  • Display: Always-On Retina display
  • OS: watchOS 8
  • Battery Life: Up to 18 hours
  • Water Resistance: Up to 50 meters
  • Health Features: Blood Oxygen app, ECG app, high and low heart rate notifications, International Emergency Calling

Garmin Forerunner 265: Features & Specs

The Garmin Forerunner 265 is highly regarded for its robust features, durability, and functionality. It precisely tracks distance, pace, and heart rate, making it an ideal runner choice.

  • Display: 1.3-inch 260 x 260-pixel display
  • OS: Garmin OS
  • Battery Life: Up to 2 weeks in smartwatch mode
  • Water Resistance: 5 ATM
  • Health Features: Advanced training analysis, running dynamics, body battery energy monitoring

This smartwatch also provides lifestyle and training features, making it more versatile than other models.

Google Pixel Watch: Features & Specs

The Google Pixel Watch stands out with its seamless integration with Android. It offers a user-friendly interface and a variety of health and fitness features.

  • Display: 1.28-inch display
  • OS: Wear OS
  • Battery Life: Up to 24 hours
  • Water Resistance: Swimproof
  • Health Features: Heart Points, sleep tracking

Garmin Venu 3: Features & Specs

The Garmin Venu 3 is an ideal choice for travellers, offering various navigation features. It also provides comprehensive health monitoring options and a bright, beautiful display.

  • Display: 1.3-inch display
  • OS: Garmin OS
  • Battery Life: Up to 6 days in smartwatch mode
  • Water Resistance: Swim, 5 ATM
  • Health Features: Respiration tracking, Pulse Ox sensor, Body Battery™ energy monitoring

Tips to Finance Smart Watches with HDB Financial Services

While the smart watch price can seem steep, financing options from HDB Financial Services can make your purchase more manageable. You can pay for your new smartwatch in easy EMIs by purchasing a consumer durable loan. Remember, owning one of the best smartwatches is an investment in your health, productivity, and style. So, get the watch that compliments your style with HDB Financial Services.

Take the next step & manage your immediate financial needs now.

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