Beat the heat without stressing your budget! Explore the diverse range of air conditioners available on easy EMIs, making comfort and luxury affordable. From split to window ACs, the list boasts top brands that promise efficiency and longevity. With flexible EMI options, your desired AC is just a click away. No more waiting for savings to accumulate; choose your preferred model today and pay at your convenience. Plus, our transparent EMI structures ensure no hidden charges. Dive into a world where premium cooling meets easy financing. Stay cool, stay budget-smart – Shop for AC on EMI now!
You can enjoy a wide range of benefits when you apply for a consumer loan from HDB Financial Services.
Apply for a consumer loan online visit your nearest HDB Financial Services branch to access the best offers tailored to your financial profile.
No-Cost EMI and Low Down Payments*
We offer consumer loans with No Cost EMI** and low down payments to make your purchase more affordable. At HDB Financial Services, we aim to meet your needs efficiently.
Easy Repayment Options
Our consumer durable loans come with easy repayment options and convenient EMIs, ensuring a hassle-free experience while you enjoy your new purchase.
Minimal Documentation
Experience a seamless application process with minimal documentation. When you apply for a consumer loan online, the entire process is paperless—simply upload soft copies of the required documents to get started.
Instant Approvals
Enjoy a quick and efficient approval process. With HDB Financial Services, you won’t have to wait long to access your funds, making the loan application and approval process stress-free.
No Security Deposit
Our unsecured consumer loans require no security deposit or collateral, providing you with a simple, straightforward financing option.
- Minimum Age: 21 years.
- Maximum Age: *60 years for salaried, *65 years for self employed.
- Applicant should be a resident of India.
- Identity & Address Proof - Standard KYC like PAN Card, Aadhaar Card or Proof of possession of Aadhaar number (on voluntary basis), Driving License, Voters ID, Utility Bill like Electricity bill, Postpaid Landline bill which is not more than two months old.
- Bank account statement / passbook (updated within 90 days).
- Passport size photo (Optional as photos are clicked at POS).
How to apply for a Consumer Durable Loan from HDB Financial Services
The loan application procedure for a consumer durable loan is very simple. You can apply from any of the following options:
1. Visit our 'Apply Now' section
1. Visit our 'Apply Now' section
- Step 1: Enter your mobile number and verify it by entering the OTP (One-Time Password) sent to your phone.
- Step 2: Fill in the Personal details.
- Step 3: Once Your Consumer Durable loan application is submitted, a representative will get in touch with you shortly.
2. Apply via ‘HDB OnTheGo’ App
Download the ‘HDB OnTheGo’ app from the Play Store or App Store to experience a seamless personal loan journey.
- Step 1: Open the app and enter your mobile number
- Step 2: Verify using the OTP received
- Step 3: Tap on ‘Apply for New Loan’ or ‘Pre-Approved Loans’ (if eligible)
- Step 4: Fill in required details – loan amount, purpose, PAN and employment information
- Step 5: Upload KYC documents and income proof (as applicable)
- Step 6: Submit your application for instant processing
Enjoy a fully digital and paperless loan experience. Pre-approved users can get loans with minimal documentation and instant disbursal.
3. Visit the Nearest Branch
Prefer face-to-face assistance? Visit your nearest HDB Financial Services branch and speak to our Consumer Durable loan representative for personalized support.
4. Apply by Phone
Call our customer support team on +91-4442984541 and apply for an Instant Consumer Durable Loan.
5. Visit your nearest HDBFS partner store to find out more.
Top Brands for AC available on HDB Financial Services
- LG: A household name, LG is synonymous with cutting-edge electronics. Their ACs are a testament to this, packed with modern features and a durable copper condenser coil ensuring even cooling and minimal maintenance. With three AC variants – Window, Split, and Inverter Split – LG promises quality comfort for every home.
- Panasonic: Panasonic is among the Top 10 Best AC Brands, renowned for its innovative and high-quality air conditioners. Equipped with advanced inverter technology and superior air purification, Panasonic ACs ensure a comfortable, healthy environment free from harmful pollutants, bacteria, and viruses.
- Blue Star: Blue Star is a reputable name in the AC industry for its superior, energy-efficient air conditioning solutions catering to both residential and commercial needs. Distinguished for its innovation and advanced technology, Blue Star focuses on delivering precision cooling and enhanced air quality.
- Voltas: A proud possession of the Tata Group, Voltas has etched its name in the Indian market since 1954. With an array of cost-effective options suited for both homes and offices, it's no surprise that millions rely on Voltas for respite from temperatures as high as 50 degrees. Their range includes the Window, Split, and Inverter Split ACs.
- Havells-Lloyd: Havells-Lloyd stands as a prominent AC brand in India, presenting innovative and energy-efficient air conditioning solutions for residential and commercial sectors. Renowned for reliable performance, their ACs boast features like air purification, anti-bacterial coating, and smart connectivity, catering to diverse consumer needs.
Explore Air Conditioners with Specifications, Features, and Price
Shop Best Selling AC
LG 1.5 Ton 5 Star AI DUAL Inverter Split AC
Price: Rs 46,490
Features:
- AI dual inverter technology
- 4-way air swing and VIRAAT mode
- Convertible 6-in-1 cooling
- Auto clean tech and mute function
- 5-star energy efficiency rating
Panasonic 1.5 Ton Wi-Fi Inverter 5 Star Smart Split AC
Price: Rs 46,990
Features:
- Intuitive voice control & app control (MirAie)
- 7 in 1 convertible mode
- Shield Blu technology
- 5-star energy efficiency rating
Blue Star 1.2 Ton 3 Star Convertible 4 in 1 Cooling Inverter Split AC
Price: Rs 33,990
Features:
- I4-in-1 cooling mode
- Stabiliser-free operation
- Low noise and vibration level
- 3-star energy efficiency rating
Voltas 1.4 Ton 3 Star Adjustable Inverter Split AC
Price: Rs 32,490
Features:
- 4-in-1 cooling mode and 4-way swing
- Anti-dust and anti-microbial filters
- 3-star energy efficiency rating
- Low noise levels
Havells-Lloyd 1.5 Ton 5 Star Window AC
Price: Rs 33,370
Features:
- Smart and elegant design
- Dynamic LED display with remote control
- 5-star energy efficiency rating