Blogs

In today’s job scenario, staying relevant often means learning new skills or refining the ones you already have. Industries are evolving rapidly, and employers expect candidates to adapt to these changes.

Securing a personal loan against property can be a strategic financial decision, whether you need capital for business expansion, to consolidate debt, cover emergencies, or achieve a personal milestone.

We rely on loans to fund our personal needs and fuel business growth. While borrowing money, transparency and clear communication is essential for the customers. HDBFS introduces Key Fact Statement (KFS) that is aimed at enhancing customer’s understanding of terms of the loan and ensures 100% transparency. Let’s learn more about KFS - what it is, why it’s essential, and how it benefits the borrower.

The festival of Dussehra is about more than the celebration of good triumphing over evil. It is a reminder for us to get rid of bad habits and focus on building a better life for ourselves and our loved ones. When it comes to our finances, we have many financial demons and bad habits simply waiting to create chaos in our everyday lives. This Dussehra, let us work on vanquishing these financial demons and securing your financial future.

An emergency fund is your own pool of money that you can tap into when you are caught in a financial difficulty. It protects your financial commitments and ensures that your daily needs do not suffer because of a challenging situation.

The festive season in India is synonymous with celebrations, shopping, and big-ticket purchases. Many young families choose personal loans to help manage these additional expenses instead of stretching their budget. While personal loans offer quick disbursals and immense convenience, we must use them cautiously. Here’s a look at the top mistakes to avoid while taking a personal loan this festive season.

Diwali, the festival of lights, is a time of joy, new beginnings, and celebration. But along with the excitement comes the reality of added expenses. From buying new outfits and gifts to sprucing up your home and travelling to meet family, Diwali shopping can quickly exhaust your budget.

Ever wondered why agility and quick access to financing are so critical in today’s business world? For self-employed consultants, sole proprietors, and MSME owners, having timely access to capital is more than just a nice to have.

A personal loan can be a great way to reach your financial goals, whether you're planning a wedding, paying for education, considering debt consolidation.

Whether it’s for purchasing an essential appliance, covering an emergency expense, or even planning a dream vacation, taking a loan has become more accessible than ever.

Have you already listed your New Year’s resolutions for 2025? Starting with a new habit

Planning to tie the knot? While you're busy picking out venues and creating guest lists, here’s something equally important that you must consider

Planning to tie the knot? While you're busy picking out venues and creating guest lists, here’s something equally important that you must consider

The end of the year is the perfect time to take a break and reset for the upcoming year.

Travelling is one of life’s greatest joys. From exotic international destinations to relaxing domestic getaways, a vacation gives us a much-needed break from daily life. However, the expenses involved can sometimes put a stop to our plans.

Diwali, the festival of lights, is a time of joy, new beginnings, and celebration. But along with the excitement comes the reality of added expenses. From buying new outfits and gifts to sprucing up your home and travelling to meet family, Diwali shopping can quickly exhaust your budget.

Personal loans empower us to get the financing required to fulfil some of our dreams. The funds can help us pay for a dream vacation, new home appliance, or necessary home repairs. Loans also come with significant financial responsibility. You must repay the monthly instalments on time. But what happens when repayments slip through the cracks? Let’s talk about the silent killer of your financial well-being – delayed loan repayments, and see how they can wreak havoc on your credit score.

Weddings in India are more than just a union of two individuals. They are grand celebrations of tradition, culture, and lifelong commitment. Every wedding brings families and communities together. Given the profound cultural significance, planning a wedding is a monumental task, often involving meticulous attention to detail, extensive preparations, and considerable expenditure. Traditionally, Indian weddings take place during summer or winter. However, couples today are embracing monsoon weddings that offer picturesque backdrops and unique experiences.

The monsoons bring refreshing rains and a break from soaring temperatures. However, the monsoons also create challenges for homeowners. The dampness and humidity can wreak havoc on our homes, leading to mould growth, leakages, and other issues. With careful planning and proactive measures, you can ensure your home remains dry, safe, and beautiful during the rainy season. Here are some valuable tips and insights to remember when renovating your home to withstand the monsoons.

The Union Budget is a crucial annual event that lays out the government’s economic agenda for the coming financial year. While it covers several sectors and policies, working individuals usually scrutinise the announcements surrounding personal finances, including income tax and loans. If you’re considering a personal loan, the upcoming budget might have hidden gems that can significantly impact your borrowing experience. Let’s explore how the Union Budget can affect your personal loan.

The Reserve Bank of India (RBI) has taken a few measures to help us safeguard our online finances. They have implemented two-factor authentication and One-Time Passwords (OTPs) for most online transactions. However, many people still fall prey to rampant OTP and other scams.