• Loans up to Rs. 5 Lakhs
• Simple documentation
• Speedy processing
• Easy repayment through EMIs
• No guarantor/security required
• Convenience of doorstep service
• Special offer for employees of select companies

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:

Eligibility Criteria

• Minimum age of Applicant: 22 years
• Maximum age of Applicant at loan maturity: 58 years (60 years for Central Govt. employees)
• Minimum employment: Minimum 3 years in employment and minimum 1 year in the current organization
• Minimum Net Monthly Income: Rs. 15,000 per month (Rs. 20,000 in Mumbai, Delhi & Bangalore )

Documents required:

• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence/Pan Card)
• Address Proof (Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport copy )
• Date of Birth Proof ( Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth)
• Bank Statements (latest 3 months bank statement / 6 months bank passbook)
• Latest 2 months salary slip alongwith latest Form 16 / ITR / Appointment Letter

Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries.

Eligibility Criteria

• Minimum age of Applicant: 22 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business : Minimum 4 years with atleast 2 years in the same Business
• Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations.

Documents required:

• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence/Pan Card)
• Address Proof (Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport copy / Trade licence /Est./Sales Tax certificate).
• Date of Birth Proof ( Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth)
• Bank Statements (latest 6 months bank statement / passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA

Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Eligibility Criteria

• Minimum age of Applicant: 22 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: Minimum 4 years with atleast 2 years in the same Business
• Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations.

Documents required:

• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence/Pan Card)
• Address Proof (Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport copy / Trade licence /Est./Sales Tax certificate).
• Date of Birth Proof ( Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth)
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
• Other Mandatory Documents(Sole Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA & Board resolution.)

Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria

• Years in business: Minimum 4 years seasoning from commencement of business
• Business must be profit making for the last 2 years
• Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations

Documents required:

• Address Proof (Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Trade licence /Est./Sales Tax certificate).
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Proof of continuation (Trade licence /Establishment /Sales Tax certificate/ SSI Registration)
• Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original).)

It just takes a few simple steps to get a loan from us. Apply today and manage your finances easily.

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