At HDBFS, we protect your vehicle because we know it is your most prized possession. Our policy ensures that your vehicle is safeguarded no matter what the mishap. You don't just enjoy the benefits of motor insurance but also receive post accident assistance, when you need it.
A package Motor Insurance policy from HDBFS comes with a host of features:
- Loss Or Damage To The Vehicle Insured:
Loss or damage to your vehicle caused by any one of the following events
- Accident by external means
- Burglary, housebreaking or theft
- Fire, explosion, self-ignition, lightning
- Terrorism, riots, strikes, malicious acts
- Transit by road, rail, inland waterways, air or lift
- Earthquake, flood, storm, landslide or rockslide
- Liability To Third Parties:
The policy would also cover your legal liability arising out of an injury / death of a third party and property damage of a third party in case of an accident involving your vehicle.
- Personal Accident Cover For Owner-Driver:
The policy also provides a mandatory personal accident cover for owner-driver for an amount of Rs. 2 Lakh covering accidental death and permanent total disability.
Enjoy cashless claim service at over 1400+ authorised garages across India
- Avail a host of discounts
- No claim bonus
- Discount for Automobile Association members
- Discount based on age and profession
- Get comprehensive support through our dedicated customer support team
- Say no to lengthy procedures- BUY ONLINE
- If the age of the insured is between 36 - 45 years, 5 % discount is provided on the Own Damage section of the policy
- If the age of the insured is more than 46 years,10 % discount is provided on the Own Damage section of the policy
- Choice of premium payment options - regular premium or a single one time premium
- Choice of taking the plan on a single life basis or a joint life (first claim) basis.
For availing the age discount, you need to submit age-proof viz. driving license copy.
In case of online policy, age-proof should be submitted at the time of claim.
An insured, pursuing any of the following occupations can avail a 5% discount on the Own Damage section of the policy:
- A fully qualified and practicing Chartered Accountant
- Serving in defense and paramilitary services
- Teaching in Government recognised schools, colleges, universities and educational institutions
- Employees of Central/State Government departments
- Qualified medical doctors who are registered with any Government recognised Medical Council
For occupation-related discounts, you need to submit either the education or employment certificate.
In case of online policy, occupation-proof should be submitted at the time of claim.
It just takes a few simple steps to get insured. Apply today and manage your finances easily.
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